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Not sure which loan is right for you?

What mortgage is right for me?

If you’re a first time home buyer in Corona, CA or looking to build your dream house in Riverside County, Pizarro Mortgage Banking can help you find the right mortgage and get you the home purchase you want. It can be a headache trying to find the ideal purchase loan product that aligns with your financial goals. Then attempting to get the best rate on top of that can feel like a nightmare.

We know how to make the home loan process much easier with tools and knowledge that will help along the way. Start with getting Pre-Approved Now.

Buy a Home in Corona, California

Ready to buy a home in Corona?

Our mortgage company in Corona, CA will clearly explain the difference between loan programs, helping you determine the right option for your needs. This includes information on local homebuying incentives such as the Corona, CA Home Possible Neighborhood Solution which offers low down payment options and low closing costs.

If you’re a community worker such as a firefighter, emergency medical technician, teacher, police officer, the city of Corona gives a substantial incentive under the Good Neighbor Next Door program.

From first-time home buyer to owning multiple properties throughout the Los Angeles area, we’ve seen it all.

Do I qualify?

Don’t be afraid of not qualifying for a loan. We won’t turn you away. In fact, we’ll advise you as to what changes or fixes need to be made in order to position yourself to qualify for mortgage approval. Getting a home loan with bad credit is not out of the question, it simply takes a lot of work that we’re committed to. And clients who follow our advice start a journey to qualifying for a mortgage.

Reverse Mortgages

Home Equity Conversion Mortgages for Seniors A reverse mortgage is a loan option for homeowners age 62 or older. Once a considerable amount of the mortgage has been paid down or owned outright, those currently living in the home can take advantage of the Home Equity Conversion Mortgage (HECM) program. These reverse equity mortgages are…

Renovation Loans

Fund Your Home Renovation Project Does your home or one you would like to purchase need a little work done? Home improvement or renovation loans give homeowners the additional money needed to fix up their house. These can be home renovation mortgages with included fixer upper funding or in the form of a personal loan.…

VA Loans

Benefits of VA Loans The Veterans Affairs website lists multiple benefits for those interested in a VA loan: may not need a down payment, negotiable interest rate, can qualify with more debt than conventional loans and more. Eligible service members, qualified veterans and their spouses can take advantage of these benefits. Since it can be…

Builder Loans

What is a Builder Loan? Worried about your credit score? Or maybe you don’t have any credit history at all? Then a builder loan may be the right answer, as it can help establish a trustworthy line of credit without ever using a credit card. A credit-builder loan isn’t usually considered a traditional type of loan…

Jumbo Loans

What is a Jumbo Loan? Jumbo Loans are a type of mortgage used to finance properties that are typically too expensive for normal conforming loan. In most countries, the max amount allowed for a conforming loan is just over $500,000, which is determined by the Federal Housing Finance Agency (FHFA). Therefore, any loan that exceeds…

Conforming Loans

What is a Conforming Mortgage Loan? A mortgage loan is consider to be a conforming loan when it satisfies the particular underwriting criteria that allow Fannie Mae and Freddie Mac to purchase the loan. It must fall under the conforming loan limit for a single-family, one-unit property as set by the Federal Housing Finance Agency.…

1st Time Homebuyer Loans

With down payment options available as low as 3%, now is the time to take that big step with a first time home buyer loan. From conventional, FHA, VA, to 203K loans, let’s talk about your unique situation and find the low down payment option that works best for you. Buying Your First Home without…

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